Automobile Insurance Provisions

(a)

(1)Insurers that write automobile insurance in Guam may exclude any part or all coverage of and the duty to defend and indemnify an owner or operator of a personal vehicle or the owner or the driver of a taxicab for any loss or injury that occurs while a driver is logged on to a digital network or while engaged in a prearranged ride.

(2)Such exclusions shall apply notwithstanding requirements of the mandatory insurance for motor vehicle liability insurance required pursuant to Chapter 19 of Title 16, Guam Code Annotated.

(b)In a claims coverage investigation, a TTNC and any insurer providing coverage for the TTNC driver shall disclose the times that a TTNC driver logged on and off of the TTNC’s digital network

(1)in the twelve (12)-hour period immediately preceding an accident, and

(2)in the twelve (12)-hour period immediately following the accident, and

(3)disclose all coverage, exclusions and policy limits provided for all insurance maintained under the Transportation/Taxicab Network Company Services Act.