Powers of Administrator

(1)In addition to other powers granted by this Title, the Administrator may within the limitations provided by law:

(a)receive and act on complaints, take action designed to obtain voluntary compliance with this Title, or commence proceedings on his own initiative;

(b)counsel persons and groups on their rights and duties under this Title;

(c)establish program for the education of consumers with respect to credit and practices and problems;

(d)foster and encourage the establishment and operation of non-profit consumer credit counseling agencies;

(e)make studies appropriate to effectuate the purposes and policies of this Title and make the results available to the public;

(f)adopt, promulgate, amend and rescind substantive rules in cases specifically authorized by this Title, and adopt, promulgate, amend and rescind procedural rules to carry out the provisions of this Title; and

(g)appoint any necessary attorneys, hearing examiners, clerks and other employees and agents, and authorize attorneys appointed under this Section to appear for and represent the Administrator in court.

(2)No liability shall be imposed under this Title for an act done or omitted in conformity with a rule or guideline of the Administrator notwithstanding that after the act or omission the rule or guideline may be amended or rescinded or be determined by judicial or other authority to be invalid for any reason.