Affordable Accident and Liability Insurance for

Youth Recreational Organizations. Youth Recreational Organizations shall have the authority to procure accident, liability and volunteer insurance from off-island COL 1/26/2024 CH. 15 BUSINESS OF INSURANCE carriers recommended or designated by any national organization in which they are an affiliate. For the purposes of this Section, the Commissioner of Banking and Insurance shall certify that accident or liability insurance is unaffordable if such insurance offered by the national organization is at least ten percent (10%) less than the cost of any accident or liability insurance offered onisland.