Presentation of Insurance Documents to Establish 'Proof of

Insurance.' All drivers shall provide, upon request of a law enforcement officer during a traffic stop, proof of insurance coverage sufficient to comply with the provisions of this Chapter. The penalties for failure to comply with the provisions of this Section are as follows:

(a)Any driver who does not possess 'proof of insurance' for the vehicle in his possession, that is properly insured as required by this Chapter, commits a violation.

(b)Any driver who does not possess 'proof of insurance' for the vehicle in his possession, that is not properly insured as required by this Chapter, shall be punished in accordance with the penalties prescribed by this Chapter.

(c)Any driver that knowingly presents any insurance certificate, policy or other documentation to establish 'proof of insurance' for the vehicle in his possession, that is not properly insured as required by this Chapter, commits a petty misdemeanor.

(d)Any driver that knowingly presents any insurance certificate, policy or other documentation to establish 'proof of insurance' for the vehicle in his possession, that is not properly insured as required by this Chapter, and is at fault in an automobile accident in which the total value of the loss to the innocent party(s) is Five Thousand Dollars ($5,000) or less, commits a misdemeanor.

(e)Any driver that knowingly presents any insurance certificate, policy or other documentation to establish 'proof of insurance' for the vehicle in his possession, that is not properly insured as required by this Chapter, and is at fault in an automobile accident in which the total value of the loss to the innocent party(s) is more than Five Thousand Dollars ($5,000), commits a third degree felony.

(f)For purposes of subsections (c),

(d)and

(e)of this Section, failure to pay premiums as prescribed by the automobile insurance policy or other payment agreement with the insurer or the insurer’s COL020909 CH. 19 MANDATORY INSURANCE general agent, sub-agent, broker or solicitor is prima facie evidence that an owner and or driver knowingly presented an insurance certificate, policy or other documentation to establish 'proof of insurance', to comply with the provisions of this Chapter.